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SMSF Outsourcing Services for Australian Accounting Firms
Aone Outsourcing Solutions provides SMSF outsourcing services to Australian accounting firms and CPA/CA practices that need additional processing capacity without expanding their internal teams. Our SMSF outsourcing support covers SMSF accounting, reconciliations, annual accounts, member reporting, tax workpapers and administration across recurring and complex fund portfolios. We work within your existing systems, procedures and review processes, so you retain client relationships, professional judgement, review and final sign-off while we handle the agreed back-office workload.
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What Are SMSF Outsourcing Services?
SMSF outsourcing services involve delegating agreed accounting, administration and processing tasks for self-managed super funds to an external specialist team. These services can include transaction processing, reconciliations, annual accounts, member reporting, tax workpapers and audit support. At Aone Outsourcing Solutions, we work within your existing systems and procedures, while your firm retains client relationships, professional judgement, review, approval and final sign-off. You can use our support for selected tasks, recurring portfolio processing, overflow work or broader back-office requirements. We adapt the scope to your existing workflow, software and review procedures.
What Is Included in SMSF Outsourcing Services?
SMSF outsourcing services include recurring accounting, processing and administration tasks performed according to an accounting firm's established procedures. The scope depends on factors such as fund complexity, transaction volume, investment activity, software, reporting requirements and the level of support required.
Annual SMSF Accounts
Annual SMSF accounts include financial statements, year-end balances, investment records and supporting schedules prepared from the fund's completed accounting records for professional review and sign-off.
SMSF Tax Return Preparation
Tax return preparation support features accounting information and supporting schedules covering income, deductions, capital gains, franking credits and other information required for the SMSF annual return process.
Investment & Transaction Reconciliation
Investment and transaction reconciliation involves matching bank, investment and other financial activity against available source documents and accounting records. Unmatched transactions, coding differences and missing information can be identified for further review.
Member Statements
Member reporting can include member balances, contribution activity, pension information and other relevant details required for year-end reporting, trustee records and professional review.
Contribution Reconciliation
Contribution reconciliation can cover member contributions, rollovers and transfers, with accounting records checked against available reporting information to identify discrepancies, timing differences or items requiring further investigation.
Pension Calculations
Pension accounting support can include calculations and supporting schedules for applicable account-based pensions, transition-to-retirement income streams and related pension reporting requirements.
Capital Gains Tax
Capital gains tax support can include investment transaction schedules and capital gains calculations covering acquisition details, disposal information, cost-base records and applicable CGT treatment.
Audit Workpapers
Audit workpapers can include financial statements, reconciliations, investment schedules and supporting documentation organised into structured electronic records for accounting review and subsequent coordination with the independent auditor.
Ongoing SMSF Administration
Ongoing SMSF administration services can include recurring fund record maintenance, transaction processing, member information updates, document management and other agreed administrative tasks required throughout the financial year.
SMSF Tax & Compliance Requirements
Aone Outsourcing Solutions helps you maintain the accounting records and supporting documentation required for the SMSF tax and compliance process. Our role focuses on accounting preparation and workpapers, while you retain responsibility for professional judgement, client advice, review, sign-off and required lodgement decisions.
ATO Annual Return
We prepare accounting information and supporting schedules required for the SMSF annual return process, helping you review income, deductions, contributions, member information and other reporting items before final lodgement.
SIS Act Compliance
We organise accounting records and supporting documentation relevant to SMSF compliance requirements. We flag potential exceptions or items requiring further assessment so your team can review and resolve them.
Contributions
At Aone Outsourcing Solutions, we reconcile concessional and non-concessional contributions, rollovers and transfers against available records. We flag potential discrepancies and unusual transactions for your review before the fund is finalised.
Pension Compliance
We support pension accounting by maintaining pension calculations, payment records and relevant documentation for your review. This can include account-based pensions and transition-to-retirement income streams where applicable.
TBAR & TBC
Aone Outsourcing Solutions support the accounting workflow for transfer balance account events and transfer balance cap considerations by preparing relevant calculations, records and supporting workpapers for your review and reporting.
Related-Party Transactions
We identify and document relevant related-party transactions within accounting records and supporting schedules so your team can assess their treatment, disclosure and compliance implications before finalisation.
LRBA & SMSF Property
We process accounting information relating to SMSF property and limited recourse borrowing arrangements, including transaction records, loan information and supporting schedules required for annual accounting and your review.
SMSF Accounting for Different Fund Types
At Aone Outsourcing Solutions, we adapt our processing and workpaper approach to the characteristics of each fund. The accounting requirements can vary according to investments, members, pension arrangements, property and other transactions, so we follow your firm's systems, review procedures and documentation standards rather than applying one generic process.
Accumulation Funds
We process contributions, investment income, expenses, member balances and year-end financial information to support annual accounts and tax preparation for accumulation-phase funds.
Pension-Phase Funds
We give additional attention to pension payments, minimum pension requirements, member balances and supporting documentation. We prepare relevant accounting schedules for your team to review and finalise.
Property SMSFs
For funds holding property, we process relevant transaction, valuation, loan and expense information and organise supporting schedules for annual accounting and workpaper preparation.
Complex Investment SMSFs
For funds with shares, managed investments, international assets or other complex transactions, we process available records, perform relevant reconciliations and flag exceptions or missing information for review.
New & Winding-Up SMSFs
We support the setup or closure of accounting records for new and winding-up funds. This can include initial data processing, member records, transaction treatment and final accounting workpapers for your review.
Our Professionals
International Professionals Committed to Your Financial Success
Our team includes qualified accountants, payroll specialists, and business advisors with deep experience in the Australian regulatory environment — ATO compliance, ASIC obligations, and state-specific requirements.
Deepak Rajput
Chief Executive Officer & Chief Marketing Officer
Poonam Rajput
Chief Operating Officer
Bhavani Shankar
Chief Growth Officer
Indu Anandan
Chief Tax Officer
Michael Rafferty
Advisor to CEO & COO
Bhaskar Mahajan
Senior Consultant – Assurance, Tax and Business AdvisorySMSF Accounting for Australian Accounting Firms
Aone Outsourcing Solutions provides SMSF accounting services for Australian accounting firms that need additional processing capacity without increasing internal headcount. We support recurring portfolios, overflow work and peak-season workloads while you retain client ownership, professional review and sign-off. We work within BGL Simple Fund 360, Class Super and SuperMate and follow your coding, documentation, review and file-management procedures. You can use our support for ongoing production, selected tasks, overflow capacity or seasonal workloads, giving your senior accountants additional production capacity while they remain focused on client service and higher-value responsibilities.
Our Outsourced SMSF Accounting Services
Our outsourced SMSF accounting services give Australian accounting firms additional processing capacity without the fixed cost and management burden of expanding their internal SMSF team. The service supports recurring portfolios, overflow work and peak periods, helping firms process more funds with existing senior staff focused on review, client communication and higher-value work.
BGL Simple Fund 360
BGL Simple Fund 360 support covers transaction processing, reconciliations, member records, annual accounts and supporting workpapers. This allows firms to allocate routine production work externally while using their experienced accountants for review, exception handling and client matters.
Class Super
Class Super workflows can include fund processing, transaction reconciliation, accounting schedules and workpaper preparation. Outsourcing these production activities can increase the number of SMSF files handled by the existing team without requiring an equivalent increase in internal processing staff.
SuperMate
SuperMate support covers recurring fund processing, reconciliations and accounting records required for annual accounts, tax preparation and audit workflows. This provides additional capacity for growing SMSF portfolios and helps reduce the workload concentration that can occur around annual compliance deadlines.
White-Label Processing
White-label processing operates behind the accounting firm's existing service. The firm retains the client relationship, communication and professional sign-off, while agreed production tasks are completed under its processes and documentation standards. This enables firms to increase delivery capacity without adding another client-facing layer.
Audit-Ready Workpapers
Structured electronic workpapers can include reconciliations, financial statements, investment schedules and supporting documentation. Better-organised files reduce the administrative time required to prepare accounts for internal review and coordinate the completed file with the independent SMSF auditor.
Peak-Season Support
Additional processing capacity is available during year-end, tax and lodgement periods when SMSF workloads increase. This helps firms absorb temporary volume spikes without rushing permanent recruitment, reallocating senior accountants to routine processing or allowing backlogs to accumulate.
How the SMSF Accounting Process Works at Aone Outsourcing Solutions
The SMSF accounting process follows a structured sequence from initial scoping through processing, review and delivery. Each stage builds on the previous one, with the workflow aligned to the firm's software, procedures, fund complexity, workload and required turnaround.
Scope the Engagement
The process starts with a review of the SMSF portfolio, software environment, fund complexity, required services and expected turnaround. The agreed scope, responsibilities and escalation points are established before processing begins.
Configure System Access
Access is then set up for the relevant BGL, Class or SuperMate environment and agreed document channels. Permissions are aligned with the firm's procedures and the tasks assigned to the processing team.
Assign the SMSF Team
Once the scope and access requirements are confirmed, a dedicated SMSF processing team is assigned. Responsibilities, review requirements and escalation procedures are established for the engagement.
Process Fund Records
The assigned team then processes transactions, reconciliations, member records, investment information and other agreed accounting and administration tasks using the firm's established procedures.
Prepare Workpapers
Following processing, annual accounts, tax workpapers, pension calculations, schedules and supporting documentation are prepared according to the agreed workflow and documentation requirements.
Complete Internal Review
The completed work is checked against the agreed requirements. Exceptions, discrepancies and missing information are identified and addressed or escalated before the file is delivered.
Deliver for Firm Review
We process accounting information relating to SMSF property and limited recourse borrowing arrangements, including transaction records, loan information and supporting schedules required for annual accounting and your review.
SMSF Accounting Turnaround & Time-Zone Advantage
Our offshore delivery model provides additional processing capacity across time zones, helping you continue SMSF work outside Australian business hours. Where source information and workflow access are available, we can prepare completed processing for your review on the next Australian business day. During EOFY, audit and peak lodgement periods, our additional capacity can help you manage higher fund volumes without placing the entire workload on your internal accounting team. We agree turnaround times according to fund complexity, portfolio volume, information availability and your required review procedures.
Why Choose Aone Outsourcing Solutions
Aone Outsourcing Solutions helps Australian accounting firms handle growing SMSF workloads without adding another layer of internal processing management. By taking on agreed SMSF accounting services, SMSF administration services and production tasks, firms can keep routine work moving, reduce pressure on senior accountants and dedicate more internal time to client service, review and higher-value work. The model fits within existing systems and workflows, with the firm retaining client relationships, professional judgement and final sign-off.
Software-Native Processing
Support is delivered within BGL Simple Fund 360, Class Super and SuperMate, so firms can continue using their existing software and fund structures. This avoids moving files between separate processing platforms and keeps delegated work within the same accounting environment used by the internal team.
Dedicated SMSF Team
A dedicated team can take responsibility for agreed recurring files, selected production tasks or additional work during busy periods. This gives firms a defined resource for delegated processing and makes it easier to separate routine production work from tasks requiring senior accountant review.
Structured Review & Handover
Completed work is returned with agreed reconciliations, accounts, tax workpapers and supporting documentation organised for review. Clear identification of outstanding queries helps the internal team focus its review time on exceptions and unresolved items rather than reprocessing completed routine work.
Australian Workflow Familiarity
Processing follows established Australian accounting workflows across common SMSF structures, including accumulation, pension, property and investment-focused funds. This supports consistent handling of recurring tasks such as reconciliations, contributions, pension accounting, annual accounts and tax workpapers.
Scalable Support
You can adjust processing capacity as invoice volumes, supplier numbers or business requirements change. We support recurring workloads and periods of higher activity without requiring permanent internal expansion.
Flexible Engagement Models
The scope can be matched to the firm's actual workload, from selected accounting tasks to recurring portfolio processing or peak-period support. This allows firms to delegate specific bottlenecks rather than transferring an entire SMSF function when only certain stages require additional resources
Confidential Back-Office Delivery
Back-office processing operates within defined responsibilities, access controls, escalation procedures and delivery requirements. The accounting firm retains responsibility for client communication, professional review and final sign-off while delegated production work is completed against the agreed process.
A Practical Extension of Your SMSF Team
The commercial objective is straightforward: move defined production work away from the internal team, reduce the number of routine tasks consuming senior staff time, and create a clearer division between processing and professional review. Discuss your current SMSF workload and the tasks you want to delegate to establish a practical service scope.
Data Security & SMSF Information Handling
At Aone Outsourcing Solutions, security responsibilities are defined as part of each SMSF outsourcing engagement. Aone manages its personnel access, assigned system permissions, document handling and secure transfer processes in accordance with the agreed workflow. Access is limited to the tasks required for the engagement, with named-user accounts, task-based permissions and multi-factor authentication used where supported by the relevant platform. Aone also follows agreed procedures for handling workpapers, queries, access changes and offboarding. Client firms retain control of their systems and platform-level settings, while information storage remains subject to the systems used for the engagement.
SMSF Accounting Costs in Australia
At Aone Outsourcing Solutions, SMSF outsourcing services pricing is built around the work your firm wants to delegate, so you pay for an agreed scope rather than a generic service package. Portfolio size, fund complexity, transaction volume, investment activity, pension arrangements, property or borrowing structures, reporting requirements and selected services can all affect the workload and pricing. Aone can assess your current SMSF process, identify the work suitable for outsourcing and provide a tailored pricing proposal. Share your portfolio size and required services with Aone to discuss your scope and receive a tailored quote
SMSF Accounting vs SMSF Audit
| Area | SMSF Accounting | SMSF Audit |
|---|---|---|
| Primary role | Records, reconciliations, accounts and tax workpapers | Independent examination of the SMSF |
| Financial statements | Prepared as part of accounting work | Reviewed as audit evidence |
| Tax workpapers | Prepared for review and lodgement | Considered as part of the audit |
| Reconciliations | Completed as part of accounting | Tested where relevant |
| Compliance | Accounting records support compliance assessment | Auditor assesses compliance independently |
| Final responsibility | Accounting firm reviews and signs off as applicable | Independent auditor issues the audit report |
How to Switch SMSF Accounting Providers
Switching SMSF accounting services can be managed through a defined handover process:
Review the Current Setup
Assess fund volume, software, service scope, turnaround requirements, existing procedures and any outstanding work.
Define the Handover Scope
Identify the accounting, administration and processing tasks to be transferred and those that will remain with the internal team.
Provide Required Information
Share agreed system access, prior-year accounts, workpapers, templates, fund records and process instructions needed to establish the workflow.
Start with an Initial Batch
Transition an agreed group of funds first to confirm processing requirements, documentation standards and review procedures.
Review and Refine
Your team reviews the completed work, identifies any adjustments and confirms the workflow before broader implementation.
Transition the Remaining Portfolio
Additional funds can then be moved across in agreed stages according to portfolio requirements and turnaround expectations.
Industries We Serve
Construction & Trades
Information Technology
Healthcare & Allied Health
Professional Services & Legal
Retail & E-Commerce
Digital Marketing & Agencies
Courier & Road Freight
Hospitality & Tourism
Real Estate & Property Management
Startups
Real Results from Real Businesses
Aone Outsourcing is a team of strong accountants with high integrity. We are associated with Aone for seven years and they always provide high quality work ranging from bookkeeping to tax returns and financial spreadsheets. Team Aone Outsourcing is a pleasure to work and always delivers a good product on time. Highly recommended
Aaron
CEO
I've been using Aone Outsourcing bookkeeping services for a few years now, and I'm really impressed with the level of service they provide. They're not only knowledgeable about QuickBooks, but they're also efficient and thorough. I highly recommend them for accounting and bookkeeping services.
Kevien Brian
Founder
I got the best outsourcing service from them; anyone who wants to outsource their accounting business can choose Aone Outsourcing.
Terry Roger
CEO
I am impressed with Aone's Outsourcing this organization is my first choice for accounting, bookkeeping, payroll, and tax outsourcing services. I am glad to be with their services.
Jermey Noah
CEO
Aone outsourcing has excellent results. Aone outsourcing has been a wonderful partner for me.
Mike Forrest
Founder
Aone's team is technically strong with a quick turnaround time and is very reliable. The team can deliver on tight deadlines as well by going the extra mile kudos to the team.
Stephanie Green
CFO
Need Additional SMSF Capacity?
Reduce routine SMSF workload and free your team for review and client work. Share your fund volume, software and required services with Aone to discuss your scope and receive a tailored quote.
Frequently Asked Questions
What are outsourced SMSF accounting services?
Outsourced SMSF accounting services mean engaging an external specialist team to perform the back-office compliance function for SMSF funds managed by your practice — annual accounts, contribution reconciliation, pension calculations, tax return workpapers, and audit-ready bundle delivery under your firm's brand, with no client-facing exposure.
Which SMSF software platforms does Aone work in?
Our team operates natively in BGL Simple Fund 360, Class Super, and SuperMate. We work directly inside your existing environment — no migration, no reformatting, no reconciliation overhead on your team when completed files are returned.
How does the white-label arrangement work?
Aone operates entirely in the background. We have no direct contact with your clients, and our name does not appear on any deliverables. All workpapers and accounts are prepared to your firm's standards and branding.
What does an auditor-ready SMSF workpaper bundle include?
Financial statements, member statements, contribution reconciliation schedules, investment reconciliation, pension calculation documentation, CGT schedules, tax return workpapers, and supporting documentation cross-referenced to each workpaper item and structured to your external auditor's requirements.
What is the minimum fund volume to get started?
There is no hard minimum. We recommend a trial batch of 25 funds — including your most complex — as a starting point to align on workflow, turnaround time, and quality standards before scaling.
Do you integrate with Xero for accounts payable?
Yes we are an integrated product within your existing Xero environment, so no migration is needed. Additionally, full support for MYOB, QuickBooks, Sage and Microsoft Dynamics 365.
How quickly can Aone start processing our SMSF funds?
Most practices are fully operational within 710 business days of the initial scoping session — with no disruption to your existing lodgement calendar or audit schedule.
How is Aone's outsourced SMSF service priced?
Pricing is structured on a per-fund basis, determined by complexity and annual volume. A written quote is provided within 24 hours of your scoping call — no hourly billing, no variable charges mid-engagement.
